0% intro APR for as much as 21 months (on each purchases and stability transfers) — This is the place The Wells Fargo Reflect® Card is difficult to beat. The card begins with a 0% intro APR on purchases and qualifying stability transfers for 18 months. To make it even higher, you may get an intro APR extension of as much as three months, for a complete of 21 months. All you must do is make on-time minimal funds throughout the intro and extension durations.
It’s value noting that the intro APR applies to stability transfers made inside the first 120 days of opening the account. There can also be a stability switch payment of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. Those payment quantities are normal amongst stability switch bank cards.
No annual payment — The Wells Fargo Reflect® Card cuts charges in the proper locations. Case in level, the cardboard has no annual payment.
Cellphone safety — When you pay your month-to-month cellphone invoice along with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety (topic to a $25 deductible). This is a kind of underrated bank card perks. You needn’t pay for cellphone insurance coverage out of pocket, since this card consists of safety already.
Special affords — Through My Wells Fargo Deals, you possibly can earn money again assertion credit on procuring, eating, and experiences that you simply pay for along with your eligible Wells Fargo card.